Privacy Policy


Cardy (“we,” “our,” or “us”) is committed to protecting your privacy and safeguarding the personal information you
provide when using our website, mobile application, and related services (collectively, the “Services”). This Privacy
Policy explains what information we collect, how we use it, how we protect it, and the rights you have regarding your
data.
We may collect the following types of information:
• Personal Information: Name, phone number, email address, date of birth, and other details you provide during
registration.
• Payment Information: Details related to your subscription payments, such as card or digital wallet information,
processed securely through authorized payment providers.
• Usage Information: Activity logs, login details, session times, and how you interact with our Services.
• Location Information: To show you nearby partner gyms and provide location-based features.
• Technical Information: Device type, operating system, IP address, browser type, and cookies.
1. Information We Collect
Your information may be used for the following purposes:
• To create and manage your account.
• To process payments and manage subscriptions.
• To enable access to partner gyms.
• To provide customer support and respond to inquiries.
• To improve, personalize, and optimize our Services.
• To send notifications, promotional offers, or important updates (only with your consent).
2. How We Use Your Information
We do not sell or rent your personal data. However, we may share your information in the following cases:
• With Partner Gyms: To verify your membership and grant you access.
• With Service Providers: Such as payment processors, IT support, and cloud storage providers.
• For Legal Reasons: If required to comply with laws, regulations, or court orders.
• In Business Transfers: In the event of a merger, acquisition, or restructuring.
• Access the personal data we hold about you.
• Request corrections or updates to your information.
• Request deletion of your personal data.
• Withdraw consent for marketing communications.
• Request a copy of your data in a portable format.
3. Sharing Your Information
We use appropriate technical and organizational security measures to protect your information against
unauthorized access, alteration, disclosure, or destruction. However, no online system can be guaranteed %100
secure.
We use cookies and similar technologies to enhance user experience, analyze usage, and provide personalized
content. You can control cookies through your browser settings, though some features may not function properly if
disabled.
Depending on your jurisdiction, you may have the right to:
4. Data Security
5. Your Rights
6. Cookies
We retain your personal data for as long as necessary to provide our Services and comply with legal obligations.
Once data is no longer required, it will be securely deleted.
7. Data Retention
We reserve the right to update this Privacy Policy at any time. Any significant changes will be communicated via
email, in-app notifications, or website announcements.
8. Changes to This Policy
These Terms and Conditions (“Terms”) govern your use of Cardy’s Services. By creating an account or using our
Services, you agree to comply with these Terms. If you do not agree, you must stop using our Services immediately.
You must be at least 18 years old or have parental/guardian consent to use our Services.
• Subscription fees must be paid through approved payment methods in the app.
• All payments are non-refundable except as required by law.
• Cardy reserves the right to adjust subscription fees, with prior notice.
Terms & Conditions
1. Eligibility
Cardy provides a subscription-based service that grants you access to participating gyms through our app and
website. Subscriptions are personal and non-transferable.
2. Services Provided
3. Payment and Fees
• Provide accurate and complete information.
• Not share your account credentials with others.
• Follow the rules and policies of each partner gym.
• Use the Services only for lawful, personal fitness purposes.
• Violate these Terms.
• Engage in fraudulent or abusive behavior.
• Misuse the Services or partner gym facilities.
4. User Obligations
5. Suspension or Termination
By using our Services, you agree to:
Cardy may suspend or terminate your account if you:
• Cardy is not responsible for injuries, accidents, or damages incurred during your use of partner gym facilities.
• Partner gyms are solely responsible for the safety and quality of their facilities.
• Our liability is limited to the maximum extent permitted by law.
6. Limitation of Liability
All trademarks, logos, designs, and content associated with Cardy are the property of Cardy and may not be used
without written permission.
7. Intellectual Property
These Terms shall be governed by and construed in accordance with the laws of the Republic of Iraq. Any disputes
shall be resolved before the competent courts of Baghdad.
8. Governing Law
We may modify these Terms at any time. Updates will be posted on our website or app, and continued use of the
Services constitutes acceptance of the new Terms.